LATIN DICTIONARYLexicon Latīnum
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“debt” in Latin

The English word debt itself goes back to Latin habeō, through dēbita.

Riddle & Arnold A Copious and Critical English–Latin Lexicon, 1864

debt
debitum (general term for every sort of obligation; also a money-debt): pecunia debita (money owed): pecunia credita (money lent): nomen (the debtor’s name as entered in the account-book): the whole debt, solidum: debts, aes alienum (with grande, novum, tantum, etc.): pecuniae debitae (sums owed); pecuniae creditae (sums lent): nomina (sums set down as owed by particular persons): bad debts, nomina impedita (opposed to nomina expedita): a little debt, raudusculum (Cic.; de raudusculo Numeriano multum te amo, Att., 7, 2, 7); also parvum nomen: the extent of his debts, aeris alieni magnitudo: to contract debts, aes alienum facere, contrahere (Cic.), conflare (Sall.): to fall into debt, in aes alienum incidere: to be, or be involved, in debt, aes alienum habere; in aere alieno esse; debere (opposed to in suis nummis versari): to be quite out of debt; to be in debt to nobody, debere nullum nummum nemini: to be deep in debt, aere alieno laborare, or premi; obaeratum esse: to be over head and ears in debt, aere alieno demersum, or obrutum esse; animam debere (Prov., Ter., Phorm., 4, 3, 56): to involve anybody in debt, aliquem aere alieno obstringere deeply, aere alieno obruere aliquem: he is in my debt, in aere meo est (also = he is under obligations to me; Vid: Cic., Div., 13, 62, 1 :15, 14, 1): he has been many years in my debt, multi sunt anni, cum ille in meo aere est: to exact, or call in a debt, nomen exigere: the whole debt, in solidum appellare (Tac., Ann., 6, 17, 1): to discharge or pay debts, debita solvere; nomina dissolvere, exsolvere, or expedire: to free anybody from debt, liberare aliquem aere alieno, or (to free partially) levare aliquem aere alieno: to forgive anybody his debts, pecunias creditas condonare alicui (Cic.): donare alicui aes alienum (Brut., ap. Cic.): to make one’s self liable for the debts of one’s friends, aes alienum amicorum suscipere (Cic., Off., 2, 15, 56): anybody’s PROP. consists of outstanding debts, pecuniam in nominibus habere (Cic.): to apply to anybody for the payment of a debt, debitorem admonere, or *de pecunia debita appellare: to set down a debt (due to one), nomen referre in adversaria (in a daybook): to take measures for recovering a debt, pecuniam persequi; syngraphas suas persequi (debts for which one has a note of hand): to cancel a debt, nomen inducere: pecuniam creditam condonare alicui: to get out of debt, aes alienum solvere, or dissolvere; aere alieno exire: to be unable to pay one’s old debts, in vetere aere alieno vacillare: to pay old debts by contracting new; or, take up money to pay one’s debts, versura solvere or dissolvere (Vid: Nep., Att., 2, 4): the calling in of debts, exactio nominum or pecuniarum: debt-book, tabulae: codex: calendarium (showing the interest due on the Calends of each month). Free from debt, *aere alieno vacuus (having no debts): *aere alieno solutus or liberatus (whose debts have been discharged): to pay the debt of nature (figuratively for to die), debitum naturae reddere (Nep., De Regg., 1, 4): to discharge one’s debt to one’s country, solvo patriae, quod debeo. ☞ OBS. nomina facere is (on the part of the creditor) to set down a debt to be considered due on some future day [☞ Cic., Fam., 7, 23; nomina se facturum, qua ego vellem die]; but probably also on the part of the debtor to engage to pay at some future time (Vid: Schütz, Lex. Cic., nomen). ☞ When “debt” is used figuratively, it is not debitum (except in the phrase “debt of nature”), but officium, or quod debeo, quod meum est.

Quick answer

What is the Latin word for debt?
The usual Latin words for “debt” are dēbeō, nōmen, solidus; also novus, rauduscŭlum. The right choice depends on the sense; see the distinctions below.

Entry from J. E. Riddle & T. K. Arnold, A Copious and Critical English–Latin Lexicon (rev. C. Anthon, New York: Harper, 1864), digitised by Fergus J. P. Walsh, CC BY-SA 4.0; Latin markup adapted by latindictionary.co.